Solutions for all eBanking-Standards

TRAVIC supports all protocols specified by the German ZKA for the online communication and the file transfer: HBCI V2.x, FinTS 3.0 and 4.0 in the private-customer domain as well as EBICS and BCS-FTAM for the electronic banking with corporate customers and in the payment transaction domain. All TRAVIC products are EBICS- and SEPA-capable.

TRAVIC can be used on Windows and Unix computers as well as on mainframe systems. All components necessary for a stand-alone operation of TRAVIC are available. TRAVIC can also be fit into existing system environments. Thanks to the flexible interface philosophy of TRAVIC all existing systems like e.g. customer systems or card management systems can be easily connected without redundant and thus superfluous data recording. Moreover TRAVIC is completely client-capable. All these features make TRAVIC an indispensable IT solution.
TRAVIC has already been successfully operated by the biggest German private banks, by the computer centres of the savings banks and the cooperative banks, by the state banks and the direct banks as well as by several further financial institutions. The computer centres of the health insurance companies (Betriebskrankenkassen) and the craft guild health insurance companies (Innungskrankenkassen), insurances, call centres, providers with payment transactions via the Internet as well as various big and small companies opt for TRAVIC.

TRAVIC is one of the most versatile product families for electronic banking on the market and offers the suitable solution for each task in the payment transaction domain, in the file transfer or with regard to security.

The architecture and the used technologies offer decisive advantages for the IT operation:
• high scalability of the application
• good yield at a low resource consumption
• good load distribution in the computer network of
 a computer centre
• reduction of personnel needed for administrative and configurative work
• reduction of operation and research costs